Let's chat: 604-338-0118
|
TMG The Mortgage Group Canada Inc.

Homepage

Mortgage Solutions
First-Time Home Buyer | Private Loans | Equity Take-Outs | Refinance | HELCO | Reverse | Purchase + Improvement
Vancouver Mortgage Broker | Cantonese-Speaking | 20+ Years of Business Experience Born and raised in Hong Kong, with Cantonese as my first language, I’m your go-to mortgage professional for a wide range of mortgage needs. Whether you’re a first-time homebuyer, new to Canada, business entrepreneur, or retiree looking to access home equity, I can help you understand your numbers, explore your options, and find mortgage solutions that align with your goals. With 20+ years of business experience and a people-first approach, I believe a mortgage should do more than finance a home. It should support your long-term goals, lifestyle, and financial flexibility. I take the time to understand your unique situation and look beyond the traditional one-size-fits-all approach. Think Outside the Branch. Think TMG. Submit an application on my link above so I can run your numbers.
  • SAVE TIME
    Let me handle the mortgage process so you can focus on finding the right home and spending time with your family.
  • ADVOCATE
    I am an independent licensed mortgage broker. I work with a wide network of lenders to provide more options, competitive solutions, and mortgage products tailored to your unique financial goals. This means my role is to advocate for your best interests every step of the way.
  • COMMITMENT
    My goal is to build long-term relationships by continuing to support and guide you even after your mortgage has funded. Whether life changes, opportunities arise, or unexpected events happen, I’m always just a phone call away.

WHAT MORTGAGE DO YOU NEED?
REVERSE
One advantage that many retired Canadians possess is home ownership. Whether you NEED TO or WANT TO tap into some of the equity you have built in your home, this alternative is taxed free with has no monthly payment obligation, ideal for low or no income retirees. Reverse Mortgage is regulated--No Negative Equity Guaranteed. Book a 30-min Consultation for more details.
RENEWAL
Renewal is the best time to negotiate. Do you want to renew early to take advantage of a lower rate? I can review your current lender offering against other lenders to recommend the best option for you.
REFINANCE + RESTRUCTURE
Sometimes, refinancing is your best option to increase savings and lessen other higher interest rate debts. Let me review your options and do the hard work for you!
GET STARTED HERE
Submit some general information about yourself. Let's see what your borrowing power looks like!
The Rates, Today
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates.
My Happy Clients
— Latest Posts
Mabel Chanpong || October 28, 2026
Bank of Canada raises rates: What it means for your mortgage
For homeowners who have gained some breathing room in their mortgage budgets, today’s Bank of Canada announcement may feel like a setback. The Bank raised its policy rate by a quarter of a...
Read More
Mabel Chanpong || September 02, 2026
The rate didn’t move. Your mortgage strategy still can.
The Bank of Canada held its policy rate at 2.25% this week, leaving borrowing costs unchanged for Canadians with variable-rate mortgages and other products tied to lenders’ prime...
Read More
Mabel Chanpong || August 18, 2026
Canadian inflation reaches 3% as gasoline and travel costs rise
Canada's annual inflation rate rose to 3.0% in July from 2.8% in June, reaching the upper end of the Bank of Canada’s target range. The increase was slightly larger than economists expected and...
Read More
Mabel Chanpong || June 17, 2026
Home sales rise in May as buyers return to a stabilizing market
Canada’s housing market showed signs of renewed momentum in May, with national home sales rising 5.5% from April, according to the Canadian Real Estate Association (CREA). The gain marked the first...
Read More
View More